Features Earn $150 when you receive direct deposits totaling $500 or more within 60 days Low minimum daily balance of $100 waives the $15 monthly fee. Students and young adults ages 17 through 23 get additional perks like no minimum balance requirements and no monthly maintenance fee. Instantly replace a lost or worn debit card by visiting a TD Bank location near you Access accounts via Online Banking with Bill Pay, Online Statements and TD Bank Mobile Deposit, with 24/7 cash access at TD ATMs in the U.S. and Canada – plus 24/7 Live Customer Service Get a 0.25% discount on TD Bank Home Equity and Personal Loans