Open a UFB High Yield Savings Account and earn up to 1.90% APY. on large balances of $10,000 and above. Features Earn 1.90% APY on balances of $10,000 and greater – more than 20X the national average. No minimum balance required to open an account No monthly maintenance fees Access your funds 24/7 with easy-to-use digital banking tools. Enjoy peace of mind with FDIC insurance up to the maximum allowable limit – Certificate #35546.